Hurricane Shutters & Insurance Premiums

Admin • October 17, 2024

How Hurricane Shutters Can Lower Your Insurance Premiums and Protect Your Home in Melbourne, Florida

When living in Melbourne, Florida, the threat of hurricanes and tropical storms is ever-present. The Atlantic hurricane season poses significant risks to homes in the area, making it essential for homeowners to invest in protection. One of the most effective solutions is installing hurricane shutters. These shutters not only protect homes from severe damage but can also reduce home insurance premiums—a welcome relief for Florida homeowners. At Affordable Glass Protection, we specialize in providing top-quality hurricane shutters designed to safeguard your home while potentially lowering your insurance premiums. Here’s why hurricane shutters are a smart investment for Melbourne homeowners.

Why Hurricane Shutters are Essential in Melbourne

Florida Melbourne, located along Florida's east coast, is particularly vulnerable to hurricanes and tropical storms. The high winds and flying debris from these storms can wreak havoc on homes, especially those without proper window and door protection. Without protection, windows can shatter, leading to catastrophic damage, including structural weakening, water intrusion, and even total home destruction. Hurricane shutters are your first line of defense. They act as a shield, preventing windows from breaking by absorbing the impact of debris. By keeping your windows intact, shutters maintain the integrity of your home and significantly reduce the risk of damage to your property and belongings. Moreover, hurricane shutters prevent air pressure from entering the home, which helps avoid structural damage like roof blow-offs or wall collapse, common during powerful storms. This makes shutters an indispensable addition to homes in hurricane-prone areas like Melbourne, Florida.

How Hurricane Shutters Can Lower Your Insurance Premiums

Florida insurance companies understand that homes with hurricane protection measures, like shutters, are at a lower risk of significant storm damage. As a result, many insurers offer discounts on home insurance premiums when homeowners install hurricane shutters. By reducing the likelihood of claims, insurance providers are willing to reward homeowners for taking preventive steps. The discounts can vary based on the type of hurricane shutters installed, their compliance with local wind resistance standards, and how securely they are attached. At Affordable Glass Protection, all of our hurricane shutters meet or exceed Florida building codes, ensuring that homeowners maximize their insurance savings. For homeowners in Melbourne, this means that installing shutters not only protects your home but can also reduce your insurance costs over time, making the investment even more valuable.

Protection from Both Wind and Water Damage

The primary goal of hurricane shutters is to protect your home from high winds and flying debris, but they also play a key role in preventing water damage. When windows break during a hurricane, rain can pour into your home, causing severe damage to floors, walls, and furniture. This kind of water intrusion can also lead to mold, which is not only costly to remediate but also harmful to your health. By keeping your windows sealed, hurricane shutters minimize the risk of water entering your home. Although shutters won’t stop floodwaters from rising, they can prevent rain and wind-driven water from doing immediate damage, giving you valuable time to address any additional flooding risks.

Types of Hurricane Shutters for Melbourne Homes

At Affordable Glass Protection, we offer a variety of hurricane shutter solutions to meet the unique needs of homeowners in Melbourne, Florida. Here are the top types of hurricane shutters we provide:

1. Accordion Shutters

Accordion shutters are a popular, permanently installed option that provides excellent protection. These shutters are easy to deploy and highly durable, making them ideal for large windows, sliding doors, and balconies. With their ease of use, they are perfect for homeowners who want strong protection without the hassle of installation before each storm.

2. Roll-Down Shutters

Roll-down shutters offer a sleek, modern design with the added benefit of increased security. These shutters can be manually or motor-operated, making them extremely convenient to use during a storm. They provide excellent protection year-round and can be easily deployed when a storm is imminent. Their smooth, compact appearance also adds a clean look to your home’s exterior.

3. Storm Panels

Storm panels are one of the most affordable hurricane protection options available. These removable panels are installed before a storm and provide excellent protection from flying debris. While they require more effort to install and remove, they are a budget-friendly choice that offers robust protection during hurricane season.

4. Bahama and Colonial Shutters

For homeowners who want both style and protection, Bahama and Colonial shutters are the perfect solution. These shutters are permanently installed and give your home a decorative look while providing solid storm protection. Bahama shutters are hinged at the top and can provide shade for your windows even when not in use, while Colonial shutters open outwards like traditional window shutters.

5. Hurricane-Rated Screens

Hurricane-rated screens are an increasingly popular option due to their versatility and modern design. These heavy-duty screens are engineered to withstand high winds and flying debris, much like traditional shutters. They offer a less obtrusive solution and allow for visibility and ventilation, making them a great option for patios, lanais, and larger outdoor areas. In addition to providing storm protection, they also offer UV protection and insect screening, making them a year-round home improvement.

Why Choose Affordable Glass Protection?

At Affordable Glass Protection, we understand the unique challenges that Melbourne homeowners face during hurricane season. Our team is dedicated to providing top-quality products and exceptional service to ensure that your home is protected from the worst nature has to offer. We offer free consultations to help you choose the right hurricane shutters or screens for your home, ensuring you get the best protection for your needs and budget. Our shutters meet all local building codes, so you can feel confident you’re investing in protection that will hold up against even the strongest storms. Installing hurricane shutters not only protects your property and family but can also lower your insurance premiums, providing long-term financial benefits. Let us help you fortify your home with the right hurricane shutters and start saving on insurance today.


Contact Affordable Glass Protection for your free consultation and take the first step toward a safer, more secure home in Melbourne, Florida.

2024 Hurricane Season & Why You Should Consider Hurricane Shutters

By Admin • April 18, 2024
As we delve into the intricacies of this year's hurricane season in the Atlantic, it's essential to grasp the underlying factors contributing to the increased likelihood of storms. From conducive wind patterns to rising sea surface temperatures, the stage is set for potential tumultuous weather. In this SEO-optimized guide, we unravel the dynamics of 2024's hurricane season, shedding light on why investing in hurricane shutters might be a prudent decision. Conducive Hurricane Winds: One of the pivotal elements fueling hurricane formation is the presence of conducive wind patterns. In 2024, meteorological reports indicate the prevalence of favorable atmospheric conditions in the Atlantic Basin. These conditions include weak vertical wind shear, allowing storms to organize and intensify more efficiently. Additionally, the absence of disruptive atmospheric phenomena such as El Niño contributes to a conducive environment for hurricane development. Warmer Water Temperatures: Another critical factor amplifying the potential impact of hurricanes this year is the warmer-than-average sea surface temperatures (SSTs) across the Atlantic Ocean. Warmer waters serve as the primary energy source for hurricanes, providing the necessary fuel for their formation and sustenance. In 2024, SST anomalies suggest a heightened risk of hurricane activity, with temperatures exceeding historical averages in several regions. These warmer waters extend the hurricane season and increase the likelihood of stronger, more frequent storms. Oceanic and Atmospheric Oscillations: In addition to wind patterns and water temperatures, oceanic and atmospheric oscillations play a significant role in shaping hurricane activity. Phenomena such as the Atlantic Multidecadal Oscillation (AMO) and the Madden-Julian Oscillation (MJO) influence the frequency and intensity of storms in the Atlantic Basin. While the exact mechanisms of these oscillations are complex, their collective impact on atmospheric dynamics can amplify hurricane formation and persistence. Climate Change: Furthermore, the specter of climate change looms large over the discussion of hurricane-prone conditions. The warming climate has been linked to an increase in the intensity and frequency of extreme weather events, including hurricanes. Rising global temperatures contribute to the expansion of tropical regions conducive to hurricane development, further exacerbating the risks posed by these natural phenomena. The Importance of Hurricane Shutters: Given the heightened probability of hurricanes in 2024, homeowners in vulnerable coastal areas must prioritize protective measures such as hurricane shutters. These robust barriers serve as a first line of defense against the destructive force of hurricane winds and flying debris. By investing in hurricane shutters, homeowners can safeguard their property, mitigate potential damage, and ensure the safety of their loved ones during severe weather events. Benefits of Hurricane Shutters: Hurricane shutters offer a multitude of benefits beyond mere protection from storm damage. They enhance the resilience of homes against burglary and intrusions, providing an added layer of security year-round. Additionally, certain types of hurricane shutters, such as roll-down or accordion shutters, can be easily deployed, offering convenience and peace of mind in the face of impending storms. Cost-Effectiveness: While the initial investment in hurricane shutters may seem daunting, their long-term cost-effectiveness cannot be overstated. Compared to the substantial expenses associated with repairing or replacing damaged windows and doors in the aftermath of a hurricane, the upfront cost of installing hurricane shutters pales in comparison. Moreover, many insurance providers offer discounts to homeowners with fortified properties, further incentivizing the installation of hurricane protection measures. In conclusion, the convergence of conducive hurricane winds, warmer water temperatures, and other atmospheric factors in 2024 sets the stage for a potentially active hurricane season in the Atlantic. In light of these conditions, homeowners must take proactive measures to protect their properties and loved ones from the destructive force of hurricanes. Investing in hurricane shutters not only enhances the resilience of homes against storm damage but also offers long-term cost savings and peace of mind in the face of uncertain weather patterns. As we navigate the uncertainties of the 2024 hurricane season, prioritizing safety and preparedness remains paramount.

Accordion Shutters: Simple & Cost-effective

By Admin • February 23, 2024
Accordion shutters provide a straightforward and efficient hurricane protection solution, making them a popular choice among Melbourne, Florida residents. Their design, characterized by an accordion-style unfolding mechanism, allows for easy deployment by a single person, offering simplicity and peace of mind during storm seasons. Crafted for durability, accordion shutters are built to withstand the harsh elements accompanying severe weather conditions. This robust construction ensures longevity and adds an additional layer of security to homes, serving as an effective deterrent against intruders year-round. In terms of cost-effectiveness, accordion shutters stand out as a budget-friendly option for Melbourne homeowners. The initial investment is relatively low compared to other hurricane protection alternatives, making them an attractive choice for those seeking protection without breaking the bank. Moreover, the minimal maintenance required adds to the long-term cost savings, making accordion shutters a practical and affordable investment. Melbourne, Florida, with its beautiful coastline and hurricane-prone climate, benefits from the practicality of accordion shutters. Offering a reliable and cost-effective solution, these shutters contribute to the overall safety and security of homes in the region. Their simplicity of use and durability make them a valuable asset for residents looking to be well-prepared for the hurricane season. Beyond storm protection, accordion shutters provide additional benefits, contributing to energy efficiency. When closed, they act as an insulating layer, helping regulate indoor temperatures and potentially reducing energy bills. This versatility enhances the overall value proposition of accordion shutters, making them a practical investment for Melbourne homeowners looking to improve both safety and energy efficiency. In a coastal city like Melbourne, where hurricanes are a recurring concern, the ability to quickly and efficiently secure one's home is crucial. Accordion shutters offer a reliable solution without compromising effectiveness. Their straightforward design ensures ease of use, making them a sensible choice for homeowners who prioritize hassle-free hurricane preparedness. In conclusion, accordion shutters present Melbourne, Florida residents with a combination of simplicity, cost-effectiveness, and reliability. As a practical and budget-friendly solution, these shutters provide peace of mind during storm seasons while remaining a valuable asset in day-to-day life. Choosing accordion shutters is not just an investment in hurricane protection; it's a decision to enhance the overall safety and security of homes in Melbourne.

Hurricane-Rated Screens & Their Benefits:

By Admin • January 23, 2024
Hurricane-rated screens offer numerous benefits for homeowners looking to enhance both the safety and usability of their outdoor spaces. Firstly, these screens are designed to withstand the impact of high winds and flying debris during hurricanes or severe storms. By installing them, you create a protective barrier that helps safeguard your property and belongings.  Moreover, hurricane-rated screens serve as effective insect barriers, allowing you to enjoy your porch or lanai without the nuisance of mosquitoes and other pests. This enhances the overall comfort of your outdoor space, providing a tranquil environment for relaxation and socializing. The screens also offer an additional layer of privacy, making your outdoor area a more secluded retreat. Enclosing your porch or lanai with hurricane-rated screens extends the usable living space of your home. This becomes particularly valuable during inclement weather or intense sunlight. You can continue to enjoy the outdoors without exposure to rain, wind, or harsh UV rays. This creates a versatile and adaptable space that can be utilized throughout the year, regardless of weather conditions. The increased protection provided by these screens also contributes to the longevity of your outdoor furniture and decor. Exposure to the elements can take a toll on furnishings, but the enclosure helps shield them from rain, sun, and wind, preserving their quality over time. This, in turn, reduces the need for frequent replacements and maintenance, saving you both time and money. In terms of everyday use, an enclosed porch or lanai with hurricane-rated screens becomes a multi-functional area. It can serve as an outdoor dining space, a cozy reading nook, or even a home office. The versatility of the space allows you to customize it based on your preferences and needs. Families often find these enclosed areas ideal for spending quality time together, playing games, or simply unwinding after a busy day. Additionally, the screens enable better control of airflow and ventilation. You can enjoy the benefits of fresh air without worrying about excessive wind, making the enclosed space comfortable even on breezy days. This makes it an excellent spot for morning coffee, afternoon tea, or evening gatherings with friends. In conclusion, the benefits of purchasing hurricane-rated screens and enclosing your porch or lanai are numerous. From enhanced safety during storms to creating a comfortable, insect-free, and versatile living space, these screens add significant value to your home. Embracing the outdoor lifestyle becomes a year-round possibility, and the durability of the screens contributes to the long-term enjoyment of your enhanced living space.

Hurricane Shutters vs. Impact Windows

By Admin • January 21, 2024
Navigating the storm-prone landscape of Brevard County prompts homeowners to evaluate the most effective means of fortifying their residences. In the realm of storm protection, the debate between hurricane shutters and impact windows takes center stage. This article explores why, in 2024, hurricane shutters may emerge as the superior choice for safeguarding homes in Melbourne, FL, and Brevard County.